Privacy Policy


BeVerified Inc. Website Privacy Statement

This document was last updated on 02.20.2008

1. ACKNOWLEDGEMENT AND ACCEPTANCE OF TERMS BeVerified Inc. is committed to protecting your privacy. This Privacy Statement sets forth our current privacy practices with regard to the information we collect when you or your computer interact with our website. By accessing www.beverified.com, you acknowledge and fully understand the BeVerified Inc. Privacy Statement and freely consent to the information collection and use practices described in this Website Privacy Statement.

2. PARTICIPATING MERCHANT POLICIES Related services and offerings with links from this website, including vendor sites, have their own privacy statements that can be viewed by clicking on the corresponding links within each respective website. Online merchants and others who participate in BeVerified Inc. services are encouraged to participate in industry privacy initiatives and to take a responsible attitude towards consumer privacy. However, since we do not have direct control over the policies or practices of participating merchants and other third parties, we are not responsible for the privacy practices or contents of those sites. We recommend and encourage that you always review the privacy policies of merchants and other third parties before you provide any personal information or complete any transaction with such parties.

3. INFORMATION WE COLLECT AND HOW WE USE IT BeVerified Inc. collects certain information from and about its users three ways: directly from our Web Server logs, the user, and with Cookies.

a. Web Server Logs. When you visit our Website, we may track information to administer the site and analyze its usage.
Examples of information we may track include:

• Your Internet protocol address.
• The kind of browser or computer you use.
• Number of links you click within the site.
• State or country from which you accessed the site.
• Date and time of your visit.
• Name of your Internet service provider.
• Web page you linked to our site from.
• Pages you viewed on the site.

b. USE OF COOKIES BeVerified Inc. may use cookies to personalize or enhance your user experience. A cookie is a small text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a Web Server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. For example, if you personalize a web page, or navigate within a site, a cookie helps the site to recall your specific information on subsequent visits. Hence, this simplifies the process of delivering relevant content and eases site navigation by providing and saving your preferences and login information as well as providing personalized functionality.. BeVerified Inc. reserves the right to share aggregated site statistics with partner companies, but does not allow other companies to place cookies on our website unless there is a temporary, overriding customer value. You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you reject cookies by changing your browser settings then be aware that this may disable some of the functionality on our Website.

c. PERSONAL INFORMATION Users Visitors to our website can register to purchase services. When you register, we will request some personal information such as name, address, email, telephone number or facsimile number, account number and other relevant information. If you are purchasing a service, we will request financial information. Any financial information we collect is used only to bill you for the services you purchased. If you purchase by credit card, this information may be forwarded to your credit card provider. For other types of registrations, we will ask for the relevant information. You may also be asked to disclose personal information to us so that we can provide assistance and information to you. For example, such data may be warranted in order to provide online technical support and troubleshooting. We will not disclose personally identifiable information we collect from you to third parties without your permission except to the extent necessary including:

• To fulfill your service requests for services.
• To protect ourselves from liability,
• To respond to legal process or comply with law, or
• In connection with a merger, acquisition, or liquidation of the company.

4. USE OF WEB BEACONS OR GIF FILES BeVerified Inc. www.beverified.com Web pages may contain electronic images known as Web beacons – sometimes also called single-pixel gifs – that allow BeVerified Inc. to count users who have visited those pages and to deliver co-branded services. BeVerified Inc. may include Web beacons in promotional e-mail messages or newsletters in order to determine whether messages have been opened and acted upon. Some of these Web beacons may be placed by third party service providers to help determine the effectiveness of our advertising campaigns or email communications. These Web beacons may be used by these service providers to place a persistent cookie on your computer. This allows the service provider to recognize your computer each time you visit certain pages or emails and compile anonymous information in relation to those page views, which in turn enables us and our service providers to learn which advertisements and emails bring you to our website and how you use the site. BeVerified Inc. prohibits Web beacons from being used to collect or access your personal information.

5. INFORMATION WE MIGHT COLLECT ABOUT YOU BeVerified collects personal information as part of the registration process. This information may include your name, email, address, and telephone number. We may collect other information in order to help verify your identity. If you have a question regarding our services, we may collect your name and email address in order to respond to your requests. We may collect information about you thru third party sites. Each borrower may create their own virtual storage file, where they may post information about themselves and upload images. These pages may contain basic information regarding your financial information and other credit related information, in addition to any other information you make the personal decision to post. You may elect to be identified only by your screen name, which you choose and which you can use to remain anonymous. If you provide identifying information, either in your choice of screen name or otherwise, it is your choice, and you do so at your own discretion. Once published in our database your virtual storage file WILL be viewable by other members.
We may use your information to prepare your lender or borrower profile for your use, and to facilitate requested transactions in the BeVerified community.

This may include:

• Verifying financial information at your request.
• Allowing you to introduce yourself to lender for the purpose of aiding you in obtaining personalized feedback.
• Communicating with other service companies to facilitate verification of documents that you request of us to verify.
• Verifying other information at your request.
• We may use this information to contact you.

6. HOW BEVERIFIED PROTECTS YOUR INFORMATION At BeVerified, Inc. we are committed to maintaining the security and confidentiality of your personal and financial information that you submit when purchasing services. We maintain physical, electronic, and procedural safeguards that meet or exceed industry standards for financial institutions. We control access to this information via secure web pages, and limit access to only those employees or third parties on a need to know basis. We employ firewalls and other security technologies to protect our servers from external attack. We enable our servers with Secure Socket Layer (SSL) technology to establish a secure connection between your computer and our servers, creating a private “connection”/ "conversation" that cannot be viewed or accessed by other parties. Our systems are tested regularly to insure that our security mechanisms are up to date. The security of your account also depends on the protection of your password that you choose upon registration. You should not share this password with anyone. We have procedures in affect for recovering your password which will not require you to send us your password via email or give it out over the phone. If you ever receive an email requesting entry of your username and password, please confirm that you are on the a web site with a URL beginning http://www.beverified.com/ or https://www.beverified.com. Due to the current regulatory environment, federal and state regulations may require that we maintain information on members who participate in transactions with us, including but not limited to the personally identifiable information of our members, for a period of seven years or more in accordance with federal and state laws.

7. THIRD PARTY LINKS AND SITES BeVerified will not be responsible for content that you view thru linked sites or the links on those sites that you may use. We will not be responsible for any updates or any changes to any linked sites not directly under our corporate control. Members may post links unrelated to BeVerified. If you choose to visit these websites or links, we encourage you to read their privacy policies before providing them with any personal information.

8. CHILDREN AND MINORS We are committed to protecting the privacy of children and minors. Our website is not designed or intended to attract children or minors under the age of 18.Users that join our website must be 18 years of age or older. If we learn that a user is under the age of 18, we will terminate the account and delete the user's information.

9. CHANGES TO THIS STATEMENT BeVerified Inc. has the discretion to occasionally update this privacy statement. When we do, we will also revise the “updated” date at the top of this Privacy page. We encourage you to periodically review this privacy statement to stay informed about how we are helping to protect the personal information we collect. Your continued use of the service constitutes your agreement to this privacy statement and any updates.

10. YOUR RIGHTS UNDER FEDERAL LAW AND STATE LAW You have other privacy rights under federal and state law. By submitting your personal information to our site you may be giving up these rights.

11. LENDERS BeVerified shares your information only as outlined herein and in the TOU. BeVerified does not sale, share, or rent your personal contact information or email address with anyone, including other lenders and/or borrowers without your explicit written permission or unless required to do so by law.

12. BORROWERS BeVerified shares your information only as outlined herein and in the TOU. BeVerified does not sale, share, or rent your personal contact information or email address with anyone, including other lenders and/or borrowers without your explicit written permission or unless required to do so by law. Any information you upload to your Virtual Storage File will become public information untill such a time as you click the Make Private Icon. Searchable fields in our system include City, State, Your user name, if you so choose to use one, your listing amount, and if you belong to an internet group, the group name will be displayed. Additional instructions can be found in your virtual storage file. DO NOT at any time make your Name, Address, Phone or any other personally identifiable information public in our system.

13. CONTACTING US If you have questions regarding our Privacy Statement, its implementation, failure to adhere to this Privacy Statement and/or our general practices, please contact us at Privacy@BeVerified.com or send your comments to:

Be Verified, Inc.
Attention: Privacy Statement Personal
P.O. Box 1135
Covington, GA 30015

** Please do not send your confidential information to the above address. **